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Student Debt & Loan Forgiveness

There are several programs that offer student loan and debt relieve for public employees, including teachers.

Resources on this page will help you determine if you are eligible for loan forgiveness and how to get started applying.

AFT - American Federation of Teachers 

Offers teachers clinics in debt relief and offers teachers assistance with the Public Service Loan Forgiveness Program.

AFT Debt Information Page

Public Service Loan Forgiveness Program

NYSUT - Student Loan Debt Program

NYSUT has partnered with Cambridge Credit Counseling, a non-profit debt relief agency with a mission to help you get out of debt fast and give you the support you need to stay debt-free forever.  This program can help with a teacher's student loan debt, as well as their children's student loan debt.

Cambridge Credit Counseling offers NYSUT members several ways to get immediate student loan help:

  • A series of in-person student debt workshops across the state, where members can meet with a student loan counselor to help understand Teacher Loan Cancellation and Public Student Loan Forgiveness programs and get free access to student loan management tools

  • An online portal available at a significantly discounted rate, where you can input your student loan data and get a personalized access plan

  • Access to Cambridge's student loan counselors to help you through the process

We invite our members dealing with student debt to take advantage of one of these options at

Other Student Debt Relief Programs

There are many student debt relief program to explore. More information can be found at these sites.

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